MyBills Limited, trading as Penny (“We” or “Our” or “Us”) are committed to protecting and respecting Your privacy. “Customer” or “Your” or “You” means you, an individual who is the subject of personal data. We process as a data controller.
For the purposes of the Data Protection Act 1998 (the “DPA”), the data controller is MyBills Limited, incorporated and registered in England and Wales with company number 10398637, whose registered office is Interchange Triangle, Stables Market, Chalk Farm Road, London Nw1 8AB.
MyBills Limited is registered with UK’s Information Commission Office as data controller in accordance with the DPA with Data Protection Registration Number ZA213329.
When We first obtain personal data from You, or when You take a new service or product from Us, We will give You the opportunity to tell Us if You do not want to receive information from Us about other services or products. You can normally do this by selecting to tick a box, or not to tick a box, as appropriate. You may change Your mind at any time by emailing Us at the address set out below.
1. Information We May Collect (or Receive About You)
1.1 We may collect (or receive) and process information about You when:
(a) You visit or use the Website or mobile application;
(b) You contact Us, whether through Our Website or otherwise (for example, via our mobile app, online form, by e-mail, post, fax or phone,) as We may keep a record of that correspondence. For example, if You submit a complaint, report a problem with Our service or Website, or otherwise liaise with Our customer service, technical support or any other department in Our company;
(c) When You start to fill in Your details and click NEXT and submit information on the Website via Your PC, a mobile device or otherwise. This includes information provided by You when You provide information on Our Website or when You agree to use Our service or get a product from Us, in which case this may include your contact details, date of birth, bank details, etc;
(d) We ask You to complete surveys that We use for research purposes, although You do not have to respond to them;
(e) You use and interact with Our Website including Your IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system, platform, mobile carrier, and Your ISP. We may collect details of each of Your visits to Our Website (including, but not limited to, traffic data, location data, weblogs and other communication data);
(f) From information that is available to the public, such as the electoral register; and
2. How We May Use The Information
2.1 We may process this information for the purpose of:
(a) Helping You assess Your bills and searching for alternative providers;
(b) Dealing with Your inquiries and requests, including contacting You where necessary;
(c) Notifying You about changes (e.g. changes of features or enhancements) to Our Services;
(d) Carrying out Our obligations arising from any contracts connected to You;
(e) Providing and personalising Our services;
(f) Providing You access to all parts or features of the Website or Our services;
(g) Where applicable, processing Your payment;
(h) Administering your registration and/or membership and other user accounts records;
(i) Carrying out market research campaigns;
(k) Improving and developing the Website or Our services;
(l) Ensuring that content from Our Website is presented in the most effective manner for You and for Your computer or mobile device; and
(m) Comply with all the applicable laws and regulations.
2.2 If You are an existing Customer We may contact You with information, products or services that You request from Us or which are similar to the services We are providing to You, unless You opted out to be contacted for such purposes. We may contact You for this purpose by post, telephone or email. If You change Your mind about being contacted in the future, please let Us know by sending Us an e-mail to email@example.com or writing to Us to the following address: Interchange Triangle, Stables Market, Chalk Farm Road, London NW1 8AB.
2.4 We may also gather this information and statistics for the purposes of monitoring the usage of Our Website and Our services and may provide such aggregate information to third parties. These statistics will not include information that can be used to identify You.
2.5 We may use Your information to contact You to help manage your bills, to hear Your views on Our services and to notify You occasionally about important changes or developments to the Website or to Our services.
2.6 You may ask Us to provide You with information about Our services by sending Us an e-mail to firstname.lastname@example.org or writing to Us to the following address: MyBills Ltd, Interchange Triangle, Stables Market, Chalk Farm Road, London NW1 8AB.
3 Contacts Information
3.1 Where applicable, You can change Your contact details at any time by updating Your profile in Your Customer Account and update Your contact preferences by changing Your settings related to Your notification choices.
3.2 We may use information You provide to Us, or to third parties offering combined services with Us, to customize the services We provide to You.
4 Information Security
4.2 Where You have been allocated an account, this area is protected by Your user name and password, which You should never divulge to anyone else.
4.3 Please be aware that communications over the Internet, such as emails/webmails are not secure unless they have been encrypted. Your communications may route through a number of countries before being delivered. This is the nature of the World Wide Web/Internet.
4.4 We cannot accept responsibility for any unauthorised access or loss of personal information that is beyond Our control.
4.5 We will use reasonable endeavours to implement appropriate policies, rules and technical measures to protect the personal data that We have under Our control (having regard to the type and amount of that data) from unauthorised access, improper use or disclosure, unauthorised modification, unlawful destruction or accidental loss.
4.6 We will ensure that Your information will not be disclosed to government institutions or authorities except as necessary to carry out Our obligations arising from any contracts connected to You and if required by law (e.g. when requested by regulatory bodies or law enforcement organisations in accordance with applicable legislation).
5 To Whom Will Your Information Be Disclosed?
(a) To service providers related to Our Services;
(b) To Our employees, Our Affiliates and their employees;
(c) To Our third party consultants, (sub-)contractors, suppliers or other service providers who may access Your personal information when providing services (including but not limited to IT support services) to Us;
(d) To auditors or contractors or other advisers auditing, assisting with or advising on any of Our business purposes;
(e) To analytics and search engine providers that assist Us in the improvement and optimisation of Our Website;
(f) To Our successors in title, Our prospective sellers or buyers of Our business;
(g) To government bodies and law enforcement agencies and in response to other legal and regulatory requests;
(i) To protect the rights, property, or safety of Our company, Our customers, or others (including, without limitation, You). This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction; and
(j) Where You have consented to this, to selected third parties that may contact You about products and services which may be of interest to You in any jurisdiction where We operate.
6 Your Rights In Relation To Your Information
6.1 You can write to Us at any time to obtain a copy of Your information and to have any inaccuracies corrected. Where appropriate, You may have Your personal information erased, rectified, amended or completed. Please email Us at email@example.com or write to Us at: MyBills Ltd, Interchange Triangle, Stables Market, Chalk Farm Road, London NW1 8AB.
6.2 Please quote Your name and address. We should be grateful if You would also provide brief details of the information of which You would like a copy or which You would like to be corrected (this helps Us to more readily locate Your data).
6.3 We will require proof of Your identity before providing You with details of any personal information We may hold about You.
6.4 We may charge you a reasonable fee of £10 to cover the administration costs involved in providing you with a copy of your information.
8 Where We Store And Process You Information
9.2 In the event that the purposes for processing personal information change, then We will contact You as soon as practicable and seek Your consent where such notification relates to a new additional purpose for processing.
10 Use Of Your Personal Information Submitted To Other Website
10.2 If You disclose Your information to others (e.g. websites We link to), different rules may apply to their use or disclosure of the information You disclose to them. We are not responsible for the privacy policies and practices of other websites even if You accessed the third party website using links from Our website.
10.3 We recommend that You check the policy of each website You visit and contact the owner or operator of such website if You have concerns or questions.
11 Questions, Comments and Requests